Judgment proof

In the context of <a href="/facts/Contract_law/SkqyGj6S">contract law</a>, <a href="/facts/Debt_collection/DR9xdeJT">debt collection</a> and <a href="/facts/Civil_litigation/7apK9Gaa">civil litigation</a>, the term judgment proof is commonly used to refer to <a href="/facts/Defendant/t7ftlHvP">defendants</a> or potential defendants who are financially <a href="/facts/Insolvency/hU1Ngart">insolvent</a>, or whose income and assets cannot be obtained in satisfaction of a judgment.
Being "judgment proof" is not a defense to a lawsuit. If sued, the defendant cannot claim being "judgment proof" as an <a href="/facts/Affirmative_defense/7Vz1Hvs8">affirmative defense</a>. The term "judgment proof" instead refers to the inability of the judgment holder to obtain satisfaction of the judgment.
If a <a href="/facts/Plaintiff/sabTkvcL">plaintiff</a> were to secure a legal <a href="/facts/Judgment_(law)/u293R13I">judgment</a> against an insolvent defendant, the defendant's lack of funds would make the satisfaction of that judgment difficult, if not impossible, to secure.

Judgment proof open-in-new

Judgment proof